Toro Financing

Toro offers a wide variety of financing solutions for homeowners and professional contractors on lawn equipment & compact construction equipment.

Featured Toro Financing Offers

0% for 24 Months

On purchases of $1500 or more on new Toro Outdoor Power Equipment. Available 2/1/25 - 4/30/25.
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TORO

0% APR for 24 Months on purchases of $1500 or more on New Toro Equipment.

The above finance program is offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on creditworthiness. Other financing offers are available. The rate advertised is based on a minimum bureau risk score of 660. The minimum amount financed is $1500; the maximum amount financed is $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/25 and 4/30/25. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150. Offer subject to change without notice.
3.99% APR for 36 Months

On purchases of $1500 or more on new Toro Outdoor Power Equipment. Available 2/1/25 - 4/30/25.
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TORO

3.99% APR for 36 Months on purchases of $1500 or more on New Toro Equipment.

The above finance program is offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on creditworthiness. Other financing offers are available. The rate advertised is based on a minimum bureau risk score of 660. The minimum amount financed is $1500; the maximum amount financed is $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/25 and 4/30/25. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150. Offer subject to change without notice.
4.99% APR for 48 Months

On purchases of $1500 or more on new Toro Outdoor Power Equipment. Available 2/1/25 - 4/30/25.
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TORO

4.99% APR for 48 Months on purchases of $1500 or more on New Toro Equipment.

The above finance program is offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on creditworthiness. Other financing offers are available. The rate advertised is based on a minimum bureau risk score of 660. The minimum amount financed is $1500; the maximum amount financed is $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/25 and 4/30/25. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150. Offer subject to change without notice.
5.99% APR for 60 Months

On purchases of $2500 or more on new Toro Outdoor Power Equipment. Available 2/1/25 - 4/30/25.
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TORO

5.99% APR for 60 Months on purchases of $2500 or more on New Toro Equipment.

The above finance program is offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on creditworthiness. Other financing offers are available. The rate advertised is based on a minimum bureau risk score of 660. The minimum amount financed is $2500; the maximum amount financed is $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/25 and 4/30/25. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150. Offer subject to change without notice.
0% APR for 60 Months

OR up to $1250 off select Toro Landscape Contractor Equipment. Available 3/1/25 - 5/31/25.
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TORO

0% APR for 60 Months with Equal Payments or up to $1250 Off Select Toro Landscape Contractor Equipment.

Restrictions apply. CANNOT BE COMBINED WITH DOLLARS OFF PROMOTION. Minimum purchase $1500. Qualifying models only OR dollars off. There is a promotional fee of $150 for this transaction. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the promotional balance. Advertised monthly payment, if any, excludes taxes, delivery, or other charges. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Limited time offer. Standard account terms apply to purchases that do not qualify. New accounts: standard purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Toro financing account issued by TD Bank, N.A. Valid 3/1/25 - 5/31/25.
0% APR for 60 Months

On purchases of select models of new Toro Siteworks Equipment. Available only at qualifying dealers 1/6/25 - 4/30/25.
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TORO

0% APR for 60 Months on purchases of select models of new in-stock Toro Siteworks Equipment including Dingo, Ultra Buggy, STX stump grinder, TRX trencher, and Maxi Sneaker vibratory plows.

The above finance program is offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on creditworthiness. Other financing offers are available. The rate advertised is based on a minimum bureau risk score of 700. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 1/6/25 and 4/30/25. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150. Offer subject to change without notice.